NOTICE OF TRUSTEE'S SALE You are hereby notified that the following property will be sold at public auction to the highest bidder without warranty, by Eric H. Lindquist, Successor Trustee, on November 10, 2025 at the west door of the courthouse, 215 S. High St, in the City of Wilber, NE 68465, at 10:00 AM for the purpose of foreclosing a Trust Deed executed by Cristi Higgins, a Single Woman, as Trustor, in favor of Mortgage Electronic Registration Systems, Inc. as Beneficiary, as nominee for Moria Development Inc., DBA Peoples Mortgage, its successors and assigns as Beneficiary, and Old Republic National Title Insurance Company as Trustee. The Trust Deed was filed for record on October 8, 2019, as Instrument No. 2019-01736, in Book 441, at Page 801. The trust property affected is legally described as follows. A tract of land commencing at a point 440 feet South of the Southeast corner of Lot 12, in Block 17, in the Village of Western, Saline County, Nebraska; thence West 140 feet; thence South 160 feet; thence East 140 feet; thence North 160 feet to the place of beginning; -EXCEPT- the South 40 feet of said tract also described as the South 40 feet of Irregular Tract #11 in the Northeast Quarter of the Northeast Quarter of Section 21, Township 5 North, Range 2 East of the 6th P.M., located in the Village of Western, Saline County, Nebraska. TAX # 760094322. Purportedly known as 311 S West Ave, Western, NE 68464 (the undersigned disclaims liability for any error in the address). Flagstar Bank, N.A. f/k/a Flagstar Bank, FSB is the current Beneficiary of the Trust Deed. Record owner of the property as of the recording of the Notice of Default is reported to be Cristi Higgins. The highest bidder will deposit with the Trustee, or the attorney for the Trustee, a $5,000.00 deposit in the form of a bank or credit union cashier's check or a bank official check, payable to Halliday, Watkins & Mann, P.C. The successful bidder must tender the deposit at the sale and the balance of the purchase price by 12:00 noon the following business day. The balance must be in the form of a wire transfer, bank or credit union's cashier's check, or bank official check payable to Halliday, Watkins & Mann, P.C. A bank or credit union cashier's check must be pre-printed and clearly state that it is a cashier's check. A bank official check must be pre-printed and clearly state that it is an official check. Any party who wants to bid at the Trustee's Sale must display the check described above prior to submitting a bid. The requirement is waived when the Beneficiary is the highest bidder. Successor Trustee disclaims liability for any error in the street address shown herein. Successor Trustee may void sale due to any unknown facts at time of sale that would cause the cancellation of the sale. If sale is voided, Successor Trustee shall return funds to bidder, and the Successor Trustee and Beneficiary shall not be liable to bidder for any damages. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Beneficiary, Trustor, Successor Trustee, or the Successor Trustee's attorney. This is an attempt to foreclose a security instrument and any information obtained will be used for that purpose. Dated this 19 day of September, 2025. /s/ Eric H. Lindquist, Successor Trustee 10050 Regency Circle Suite 505 Omaha, NE 68114 Telephone: 801-355-2886 File No. NE22600 WR — September 24, October 01, 08, 15, 22, 2025 ZNEZ
